Privacy Policy

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Last Updated: 12/07/2025

SeguroSmart Insurance Solutions LLC ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [Insert Website URL], request an insurance quote, or purchase a policy through us.

1. Information We Collect

We collect information that identifies, relates to, describes, or could reasonably be linked to you ("Personal Information").

A. Information You Provide to Us

When you request a quote, apply for insurance, or contact us, we may collect:

Personal Identifiers: Name, email address, postal address, phone number, date of birth.
Government Identification: Driver’s license number, social security number (only when necessary for binding a policy).
Insurance-Related Information: Vehicle Identification Numbers (VIN), driving history, claims history, property details, and current policy information.
Payment Information: Credit card or bank account details (processed via secure third-party payment gateways; we do not store full credit card numbers).

B. Information Collected Automatically

When you visit our website, we may automatically collect:

Device Data: IP address, browser type, operating system.
Usage Data: Pages viewed, time spent on the site, and clicking habits.
Cookies: We use cookies and similar tracking technologies to track the activity on our service and hold certain information (e.g., for analytics or advertising).

2. How We Use Your Information

We use your personal information for the following business purposes:

To Provide Services: To generate insurance quotes, process applications, and service your policies.
To Communicate: To contact you regarding your account, renewal notices, or policy changes.
Marketing: To send you newsletters or promotional materials (you can opt-out at any time).
Legal Compliance: To comply with applicable laws, regulations, and legal processes.

3. How We Share Your Information

We do not sell your personal information to third parties. However, we may share your information in the following situations:

With Insurance Carriers: To obtain quotes and bind coverage, we must share your details with the insurance companies we represent.
Service Providers: We may share data with third-party vendors who perform services on our behalf (e.g., website hosting, email delivery, CRM systems).
Legal Requirements: If required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).
Business Transfers: If SeguroSmart Insurance Solutions LLC is involved in a merger, acquisition, or asset sale, your personal data may be transferred.

SMS Consent Note: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Your California Privacy Rights (CCPA/CPRA)

If you are a resident of California, you have specific rights regarding your personal information:

Right to Know: You may request details about the categories and specific pieces of personal information we have collected about you.
Right to Delete: You may request that we delete the personal information we have collected from you (subject to certain exceptions, such as record-keeping requirements by insurance laws).
Right to Correct: You may request that we correct inaccurate personal information.
Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights.

To exercise these rights, please contact us using the information in Section 8.

6. Children's Privacy

Our services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13.

7. Third-Party Websites

Our website may contain links to other websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any website you visit.